JLL provides matching contributions to your JLL 401(k). You can roll your JLL 401(k) balance to an IRA if you leave JLL. You may contribute a percentage (1% or more) of your paycheck per payroll cycle.

[Match Section]

Pre-tax (Traditional) Contributions

As a JLL 401(k) plan participant, you may elect to make pre-tax (traditional) contributions to the 401(k) plan. These contributions, and any earnings, will be taxed at withdrawal from the plan and may cause federal taxation on up to 85% of your Social Security retirement benefits in retirement.

Roth (After-Tax) Contributions

Any amount you designate as a Roth 401(k) contribution will be included in your taxable income for the current tax year. However, the earnings on your Roth 401(k) accumulate tax-free.

Assuming certain conditions are met, distributions of your contributions and associated earnings are tax-free. Roth contributions are eligible for a company match.

JLL Employee Stock Purchase Plan

To participate, elect after-tax payroll deductions in whole percentages between 1% and 10% of your gross pay or in a dollar amount. At the end of each month, the funds held in your payroll deduction account will be used to purchase as many whole shares of JLL stock (NYSE: JLL) as possible. Contributions are limited to a maximum of $25,000 annually.

There is no employee discount, and buying JLL stock exposes the investor to specific stock risk.

You may move your JLL shares to another custodian, or sell your JLL shares, at any time.

In general, the amount of tax liability you incur when you sell your JLL shares depends on the length of time you held them, as well as other factors. You should obtain tax advice before making a decision to sell.

If you leave JLL, and you’ve made contributions to the JLL Employee Stock Purchase Plan but have not purchased JLL stock yet, your contributions will be used to purchase JLL stock at the end of the month in which you leave the company.